Keep the crew on the roof, not waiting on capital.
Cover equipment, materials, payroll, and growth without draining cash flow. See what your roofing company qualifies for in about 2 minutes.
About 2 minutes. Won't affect your credit score.
Financing arranged by our vetted partner network, powered by Big Think Capital.
From application to funded in three steps
One short form replaces a stack of applications. Here is the whole process.
- 01
Tell us about the job
A few questions about your revenue, time in business, and what the money's for. Squares, a new truck, payroll. No documents to start.
2 minutes - 02
Compare real offers
See actual rates and terms from our network of vetted capital partners, side by side, before you commit to a draw schedule.
No credit impact - 03
Get funded
Pick the offer that fits and get funds in your account fast enough to order materials before the job starts.
From 24 hours
The right financing for the job in front of you
We match you to the structure that fits your revenue, timeline, and goals, not a generic business loan.
Roofing Equipment Financing
Trucks, lifts, nail guns, and gear — financed.
- Amount
- $10K–$2M
- Rates
- from 8%
- Funding
- 1–3 business days
Working Capital for Roofers
Bridge material costs and payroll between jobs.
- Amount
- $10K–$1M
- Rates
- from 12%
- Funding
- As fast as 24 hours
Business Line of Credit
Draw what you need, pay for what you use.
- Amount
- $10K–$500K
- Rates
- from 10%
- Funding
- 1–2 business days
Roofing Business Term Loans
A lump sum for a clear, one-time investment.
- Amount
- $25K–$5M
- Rates
- from 9%
- Funding
- 2–5 business days
SBA Loans for Roofing Companies
Lowest rates, longest terms — for qualified roofers.
- Amount
- $50K–$5M
- Rates
- from 7%
- Funding
- 2–6 weeks
Not sure which fits the job?
Answer a few questions and we'll match you to the options your roofing business qualifies for.
Compare roofing financing at a glance
Typical ranges across our lending network. Your actual offer depends on your business, time on the job, and credit profile.
| Financing type | Best for | Amount | Est. APR | Funding speed | |
|---|---|---|---|---|---|
| Roofing Equipment Financing | Buying or replacing trucks, lifts, and major roofing equipment. | $10K – $2M | 8% – 30% | 1–3 business days | Details |
| Working Capital for Roofers | Smoothing seasonal cash flow and funding material deposits. | $10K – $1M | 12% – 45% | As fast as 24 hours | Details |
| Business Line of Credit | Ongoing, unpredictable expenses across multiple jobs. | $10K – $500K | 10% – 36% | 1–2 business days | Details |
| Roofing Business Term Loans | Larger one-time investments and expansion. | $25K – $5M | 9% – 30% | 2–5 business days | Details |
| SBA Loans for Roofing Companies | Established roofers seeking the lowest cost of capital. | $50K – $5M | 7% – 14% | 2–6 weeks | Details |
Ranges are representative and not an offer to lend. Representative APR ranges from 7% to 45% depending on product, business profile, and credit.
- $500M+
- Funded to small businesses
- 6+ months
- minimum to qualify
- 24 hrs
- Fastest time to funding
- 4.9/5
- Trustpilot rating
We had a commercial re-roof lined up and the materials deposit alone would have wiped out our cash. They floated it, we ordered the shingles that day, and the crew never sat idle waiting on a supplier. Paid it back when the customer paid us.
Roofers come back, and they tell people why
We landed a commercial re-roof but the materials order alone was six figures. They got us a line of credit fast enough that we didn't lose the job waiting on cash. Ordered the day we signed.
Storm season hit and we had more jobs than crews. Equipment financing got us a second truck and lifts in three days, not three weeks. Would've missed the whole run otherwise.
Insurance jobs pay slow, period. Working capital covered payroll for six weeks while the claim processed. Zero drama, and the team explained the terms in plain English instead of fine print.
Estimate your payment
Get a quick, representative idea of monthly cost before you apply.
Estimate your monthly payment
A representative estimate at 8%–30% APR. Actual rates and terms vary by business and product.
See what your roofing business qualifies for
Answer a few questions and get matched to your best-fit option. Zero upfront fees. Checking won't impact your credit.
- Your information is encrypted and never sold.
- No obligation, getting matched is free.
Matched through Big Think Capital's lending network.
Your questions, answered
Still deciding? Talk to a financing specialist, no obligation.
Call (307) 317-0801Will checking my options affect my credit score?
No. Seeing what your roofing business qualifies for uses a soft inquiry that does not impact your personal or business credit score.
How fast can my roofing business get funded?
Working capital can fund in as fast as 24 hours. Equipment and term loans typically fund in 1–5 business days; SBA loans take longer in exchange for lower rates.
Do I qualify if my company is only a year old?
Often, yes. Most options require at least 6 months in business and around $15,000+ in monthly revenue. Newer companies may have fewer options but can still get matched.
Is this a consumer or homeowner loan?
No. Get Roofing Financing is strictly business financing for roofing companies and contractors — not consumer or homeowner loans.
Your next job shouldn't wait on a bank.
Compare real offers from our lending network in about two minutes. No upfront fees, and checking won't affect your credit.
Disclaimer
Get Roofing Financing is a business financing marketplace powered by Big Think Capital. We are not a direct lender and do not guarantee funding, approval, rates, or terms. All examples are representative only and are not an offer or commitment to lend. Actual rates, fees, and terms are set by the funding lender and depend on your business and credit. Business financing only — no consumer or homeowner loans.
Representative APR ranges from 7% to 45% depending on product, business profile, and credit.